This app saves aggregates of income versus bills, taxes versus savings and sales versus expenses. However, there are other creative ways to use the aggregate functionality of the app. It can be a sort of backup when banks a temporarily down, catch duplicate bills/payments...etc. It is a convenient and quick way to see how your money is spent. No more logging into a bank account, checking ATM receipts or asking the teller for a bank balance. This is a great way to organize, document and track all your debts and payments. Fantastic for fixed incomes. Store all your insurance policy information like policy numbers, claim numbers contact information etc. in the note pad. It is a great way to keep track of where you keep all paper work that you may need at the end of the year or when filing a claim. The app has piecharts, customizable lists and a summary page to display the aggregate data. A balance ledger is located in the bottom right corner of the pie charts that will display a green background for positive balances and red for negative balances. The list of items also has an aggregate number of items in the list and total dollar and cents amount of the items in the list. You may choose list item icons from your library or shoot a photo. You can save icons from the app to your library. Each item in the list has a note pad to save details. Easy to use, quick and beneficial for personal, home or small business financial prudence. Great reference for end of the year tax filing.