With this app in hand, you'll have more money in your pocket. Because every time you send, spend, or receive money internationally, you'll pay the lowest possible price.

Join over 6 million people around the world who are already saving.

*Send money internationally*
Traditional providers like banks and PayPal might mark up your exchange rate, or charge you high fees, or both. At TransferWise, we do neither. You always get the real exchange rate, for a low, upfront fee, when you send money to over 70 countries.

*Spend money internationally*
Your free multi-currency account will let you hold over 40 currencies at once and convert between them – at the real rate – whenever you want. And you can spend them around the world with our debit card.

*Receive money internationally*
Your account gives you bank details for the UK, US, Eurozone, and Australia – so you can get paid from those places with zero fees.

*Do it all on your own time*
Think of this app as your international finance dashboard – available anytime, any place. It will also keep you updated on your transactions with push notifications, and let you log in to your account with Touch or Face ID.

Bye bye bank fees, hello world.