In Switzerland, we pay contributions to the 2nd pillar throughout our working life. Should we change our employer, lose our job, take sabbatical leave, or leave Switzerland permanently, we are often obliged to leave our benefit institution, which is when a benefits amount is created.

These amounts that are termed "vested benefits" or "termination benefits" are generally spread across several institutions. As there are more than 1,500 benefit institutions in Switzerland, the search procedures are long-drawn out.

With the Kala application, you can search the 1,500 benefit institutions with the help of the 2nd Pillar Central Office, totally free of charge. When your accrued funds are found, you can repatriate your money. You can do all these steps without having to leave your couch or pay a single cent.

You are looking for equity for your house? You want to plan your retirement? You want to start your own business? You are merely curious? This application is exactly what you need. Take three minutes to scan 1,500 benefit institutions.

It is worth your while to search as, on an average, each citizen has CHF 10,587 in mislaid funds!