Credit Wallet is a product of Princeps Credit Systems Limited, a leading innovation-driven financial services company based in Lagos, Nigeria with branches spread across the country.


We partner with employers to provide friendly innovative loan products to their employees (our customers). Our flexible repayment options give our customers the freedom and confidence to enjoy their lives. Since we commenced operations in 2018, we have disbursed N10 billion to over 40,000 customers helping them take control of their finances.


Download the Credit Wallet app today and you too can begin to take control of your finances.



Our loans are from N30,000 to N1,500,000, with repayment arrangements ranging between 2 to 12 months. Our interest rates range from 2% - 7.5% per month.

Representative Example of Credit Wallet Loans:
• Loan amount: ₦100,000
• Loan Tenure: 12 months
• Annual Interest Rate: 24% (90% max)
• Monthly Repayment: N10,333 (N15,833 max)

Customer information security and privacy:
Princeps Credit Systems Limited is committed to protecting the privacy of your personal information as we provide you the very best user experience. The Credit Wallet app is safe to use, and we will not share your information with any third party without your consent.

The App has been developed using the best information security and privacy standards to ensure absolute data security.


It’s very easy to reach us • Our website is www.creditwallet.ng • You can call us on +2347085698828 or email [email protected] or Chat with us on WhatsApp 09070309430