India's Instant Loan Referral Chain App for Associates & Customers - for Personal Loan, Business Loan, Home Loan, Loan Against property, Education Loan, Gold Loan

(A) Who are we?

DEEESHA (www.deeesha.com) is a Digital Loan Referral Chain App offering SAME-DAY payouts (income) before 12 mid-night! to our Associates who bring Associates / Customers to us - with 1% to 2.25% payout on Unsecured Loan & 0.2% to 0.7% payout on Secured Loan disbursals. Refer associates & customers and track the status of all your loan disbursements live on our app!

DEEESHA is a free app that helps associates refer loan customers, track their referrals, monitor their payouts, etc.

We have approx. 25,000 Associates working with us PAN INDIA.

(B) What loan products / services do we offer?
· Unsecured Personal Loan
· Unsecured / Secured Business Loan
· Home Loan & Loan Against Property
· CC / OD
· Balance Transfer
· Education Loan
· Gold Loan, etc.

(C) Who are our lending partners and in which city?
We are partner to Banks & NBFCs in 1300+ cities / towns in India to facilitate lending e.g. Upsurge Investment and Finance Limited

(D) What are our Key features?
* Instant Loan: Apply for a personal, business, Home, LAP, education loan digitally & meet your funding requirement in no time.
* Your data is safe: Your personal details will be safe with highest levels of data security protocols.
• Expert assistance for free till disbursal
• For existing borrowers, wide choice to transfer your home/business/personal loan

(E) Product Features for Personal Loan:
1. Get loans ranging from INR 5,000 to INR 20,00,000
2. 100% online loan application process - Only few documents to be uploaded on the application
3. Disbursal within 1-7 days
4. Minimum APR (Annual Percentage Rate) is 10.99% and the Maximum APR is 30%
5. Minimum Tenure is 6 months and Maximum Tenure is 5 years
6. Processing Fee is 2% - 4%
7. Get a higher loan on successful repayment

*The annual interest rates and processing fee will vary as per the risk profile of the customers and the selected tenure.

Example
Loan Amount: ₹20,000
Tenure:180 days (6 months)
Interest Charged: ₹ 1,426 (24% per annum)
Processing Fee: ₹236 (1% of Loan Amount - ₹200 + GST @18% - ₹36)
Amount Disbursed: ₹19,764
EMI Amount: ₹ 3,571
Loan amount is ₹ 20,000. Disbursed amount is ₹ 19,764. Total loan repayment amount is ₹ 21,426.


(F) Product Features for Business Loan:
1. Get Loans ranging from ₹ 1,00,000 to ₹ 10,00,000.
2. 100% online loan application process- only few documents to be uploaded on the application
3. Disbursal within 1-7 days
4. Minimum APR (Annual Percentage Rate) is 11% and the Maximum APR (Annual Percentage Rate) is 25%
5. Tenure ranges from 6 to 60 months
6. Get a higher loan on successful repayment

Interest Calculation
If you avail a loan of ₹ 3,00,000 for a tenure of 12 months at 18% p.a. interest rate, the loan EMI will be ₹ 27504 and the total interest paid would be ₹ 30048

(G) Prominent Disclosures:
- All loans are provided via RBI registered Banks & NBFC with whom we have official agreements
- We do not provide any pay-day loans or loans with less than 90 day repayment period in accordance with Google Policy.
- We provide full disclosure about our usage of any customer data and permissions at various points in our app (terms here https://deeesha.com/terms_condition.php and privacy policy here https://deeesha.com/privacy.php )

(H) Contact Us:
Helpdesk: - +91-90826 58097
E-mail: [email protected]

Also check out:
Webpage: www.deeesha.com
Terms & Conditions: https://deeesha.com/terms_condition.php
Privacy: https://deeesha.com/privacy.php