**What is a Credit Score ( क्रेडिट स्कोर )?

---Credit Score ( क्रेडिट स्कोर ) it's just a digital number but they more impact on your financial life.

Can Calculate your Credit Score for free (just a approximation of Credit Score will be provided not exact Credit Score will be provided here).

A credit report is a crucial element nowadays simply because there is a lot of risk involved in lending money, and banks are very cautious with it. Before lending money the bank needs to make sure that you don't have any unpaid bills or bad debts. So for that reason they check your credit ratings.

The most important parameter that one must follow is that they must ensure that their credit score is high at all times. The following are the ways you can follow to keep a high credit score:

- Watch the credit card balances. Make the payments on a monthly basis and don’t let it spill over by paying just the minimum amount due. - - You will be charged a heavy interest on the remaining balance.
- Eliminate nuisance balances. If you have credit cards with small balances due, then clear them off at the earliest or transfer it to another existing card. This way you are not polluting your credit report with a lot of balances.
- If you have diligently paid off a debt, then leave the record in your credit report.
This way future lenders will know that you are serious about making a commitment to paying off a loan and you do so in an orderly manner. This makes you an ideal customer.
Why is it important for me to know my credit score?

Loan FAQs❔:

What are the kind of loans available?

CreditMantri’s Marketplace offers a wide range of products matched to the customer’s credit profile which include personal loan, home loan, auto loan, gold loan, loan against property, business loan, education loan, two-wheeler loan, short-term loan and home loan balance transfer. When credit products are matched to the customers profile it improves the chance of loan approval.

What is the loan amount and tenure I can get on different types of loans?

The loan amount and tenure are basically determined by your credit profile and requirements. Following is the range across each credit product:
1. Personal loan: From Rs. 20,000- Rs. 30 Lakhs & tenure from 6 months – 5 years
2. Home loan: From Rs. 3 Lakhs to Rs. 10 Crores & tenure from 1 year- 30 years
3. Short-term loan: From Rs. 5000 to Rs. Rs. 2 Lakhs & tenure from 90 days- 24 months

Knowing your credit score enables you to make better credit decisions. Almost all financial lending institutions evaluate your credit score before approving your credit application. Having a bad credit score increases the chances of your loan application being rejected. Flipside, a good credit score improves your chances of negotiating a lower interest rate.

⚙ This app is not an official Credit Score (क्रेडिट स्कोर ).
⚙ This app only acts as an interface. All information displayed is loaded from other websites i.e. paisabazaar or cibil etc..
⚙ Neither developer of this app nor software has any association with Any Bank.
⚙ This app does not store any information provided by the user like username/password, etc..

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