Psbloansin59minutes - Borrower App (Application) is owned, developed, and powered by Online PSB Loans®. We are acting mere as a facilitator between Banks/Financial Institutions and Borrowers in providing them ‘In-Principle Approval Letter’ within 15 Minutes.

What can you do with the this Application?
- Apply for quick In-Principle Approval for MSME Loans
- Apply for quick In-Principle Approval for Mudra Loans
- Apply for quick In-Principle Approval for Auto Loans
- Apply for quick In-Principle Approval for Home Loans
- Apply for quick In-Principle Approval for Personal Loans
- Calculate EMIs with our loan EMI calculator
- Check your loan eligibility with our loan calculator
- Track your application status

Product Specifications:

1. MSME loan
In principle Approval for the Business Loans including Term Loan or Working Capital Requirements from eligible Banks/Financial Institutions
Highlights
- Minimum Loan Amount - Rs. 10,00,000
- Maximum Loan Amount - Rs. 5,00,00,000
- Minimum Repayment Tenure - 1 Year
- Maximum Repayment Tenure- 15 Years.
- Interest Rate: Ranging from 6.8 % to 21% depending on customer’s credit and risk profile
- Processing Fee: Ranging from 0.1% to 6 % depending on customer’s credit and risk profile

2. Mudra loan
Highlights
- Minimum Loan Amount - Rs. 10,000
- Maximum Loan Amount - Rs. 10,00,000
- Minimum Repayment Tenure - 1 Year
- Maximum Repayment Tenure- 15 Years.
- Interest Rate: Ranging from 6.8 % to 21% depending on customer’s credit and risk profile
- Processing Fee: Ranging from 0.1% to 6 % depending on customer’s credit and risk profile

3. Home loan
Any salaried or self-employed individual can apply for Home Loan In-Principle approval. A borrower can apply online and get funding up to INR 10 Crores from the lending partners through hassle-free documentation and speedy approval process.

Highlights
- Minimum Loan Amount - Rs. 10,000
- Maximum Loan Amount - Rs. 10,00,00,000
- Minimum Repayment Tenure - 1 Year
- Maximum Repayment Tenure- 50 Years.
- Interest Rate: Ranging from 6.8 % to 21% depending on customer’s credit and risk profile
- Processing Fee: Ranging from 0.1% to 6 % depending on customer’s credit and risk profile

4. Auto loan
Any salaried or self-employed individual can apply for Auto Loan In-Principle approval. A borrower can apply online and get funding up to INR 1 Crore from the lending partners through hassle-free documentation and speedy approval process.
Highlights
- Minimum Loan Amount - Rs. 10,000
- Maximum Loan Amount - Rs. 1,00,00,000
- Minimum Repayment Tenure - 1 Year
- Maximum Repayment Tenure- 10 Years.
- Interest Rate: Ranging from 6.8 % to 21% depending on customer’s credit and risk profile
- Processing Fee: Ranging from 0.1% to 6 % depending on customer’s credit and risk profile

5. Personal loan
Any salaried individual can apply for Personal Loan In-Principle approval. A borrower can apply online and get funding up to Rs 20 Lacs from the lending partners through hassle-free documentation and speedy approval process.
Highlights
- Minimum Loan Amount - Rs. 10,000
- Maximum Loan Amount - Rs. 20,00,000
- Minimum Repayment Tenure - 1 Year
- Maximum Repayment Tenure- 6 Years.
- Interest Rate: Ranging from 7.2 % to 27% depending on customer’s credit and risk profile
- Processing Fee: Ranging from 0.1% to 6 % depending on customer’s credit and risk profile

Example
For Rs. 10,00,000 loan amounts, at interest rate of 11.49% P.A. at processing fee of 0.3 %, for 3 Years, you would pay
- Monthly repayments: 32,971
- Loan Amount: Rs. 10,00,000
- Total Interest Paid: Rs. 1,86,965
- Total payment after 3 Years: Rs. 11,86,965
- Processing Fee: Rs 3,000

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Contact Us/Grievance Redressal:
Helpdesk: 07941055999
E-mail: [email protected]