About Capital Borrowing
Pinjam Modal is an application for applying for online business capital and employee loans. We help connect people who need unsecured loans to people who provide loans with an easy, safe and fast process.

Borrow Capital or PT Financial Integration Technology is a subsidiary of PT BFI Finance Indonesia, Tbk., one of the largest and oldest multi-finance companies in Indonesia. Capital Borrowing is licensed and supervised by the Financial Services Authority (OJK) with permission letter: KEP - 20/D.05/2020, on June 11, 2020 Pinjam Modal also has ISO 27001 certification in the field of financial aggregator services.

Capital Lending Services
👷 Employee Loans for Partner Companies
SPECIAL loans for company employees who have collaborated with Pinjam Modal.

Product Description:
- Tenor: 91 Days to 180 Days
- Loan Limit: 1 - 10 million
- Minimum Period: 91 Days
- Interest 1.5%/Month or maximum APR 18%

Employee Loan Simulation
If you borrow IDR 9,000,000 with a term of 3 months and interest of 1.5% per month, the monthly installment is the 1st installment of IDR 3,347,000, and the next installment is IDR 3,347,000.

Minimum Requirements for Fast Disbursement Online Money Loans:
• Indonesian citizens
• Have a steady income
• Age 21 - 55 years
• Have a savings account in your personal name as a means of transfer

How do I apply for a loan?
1. Register for a Capital Borrowing Account
Register or Login easily using your Email.

2. Determine the Loan Amount and Tenor
Choose your online money loan value from 1 million Rupiah to 10 million Rupiah, minimum tenor 91 days to 180 days.

3. Fill in Personal Data
Complete a complete profile to process your online money loan. Pinjam Modal will protect and keep your personal data confidential.

4. Loan Decisions
Through an integrated system, loan decisions are made in less than 2 hours. Once approved, funds will be transferred to your payroll account.

5. Pay On Time
Installment payments are made through a salary deduction system, this makes it easier for you to manage your finances.

Pinjam Modal maintains the confidentiality of your data, we will not see contact numbers, SMS, photo albums and other privacy information. You can use the Pinjam Modal application calmly and safely because Pinjam Modal has ISO 27001 certification in the field of financial aggregator services.

Contact our Customer Service at:
* Email: [email protected]
* Facebook: https://web.facebook.com/pinjammodalindonesia
* Instagram: https://www.instagram.com/pinjammodalid
* Operating hours Monday-Friday 09:00-17:00

Official Address:
PT Financial Integration Technology
Foresta Business Loft 5 Number 11, Banten Province, Tangerang Regency, Pagedangan District, Lengkong Kulon Village.