Introducing PhonePe Business which enables you to collect payments digitally for your shop/business from millions of consumers. Trusted by over 3.5 crore merchants, PhonePe Business allows you to accept payments from all payment modes viz. UPI, Debit/Credit cards, Wallets etc. using a single QR code. You can get PhonePe Smartspeaker and listen to real time updates for your shop payments and notifications are now available in Amitabh Bachchan’s voice. Avail loans from our lending partners at attractive interest rates through a completely digital and hassle free journey including simple repayments.

PhonePe Business App notifies you instantly for all payments you receive, get settlements directly to your bank account and gives you a simple way to reconcile transactions with settlements. You can also ‘settle instantly’ during the day, in case you need instant funds in your bank account. Further you can order a QR from the app, change the settlement bank account (if you need to) and get to know all offers that are applicable to you.

Key Benefits of PhonePe Business App

Accept all types of payments from your customers:
You can use PhonePe QR to accept UPI payments from customers using any of the (70+) BHIM UPI apps.
Your PhonePe QR also supports all payment methods like BHIM UPI, Credit Card, Debit Card and Wallets from PhonePe customers.

Get instant help:
Help is now a click away. Resolve all your queries quickly using our user friendly Chat Bot. You can also reach out to our helpdesk team via the app.

Direct settlement into your bank account:
Money is transferred safely and directly into your bank account either instantly or within 1 day.

Real-time transactions and payments tracking:
You can track your transactions and payments on a real-time basis using the PhonePe Business app.

Take your business online:
Create your business page within a few minutes. Your business page would be visible to more than 40 crore PhonePe app users instantly. Manage your page on the go from the app and share your story and offerings across the country.

Loan for Merchants

Now avail a loan at attractive interest rates with a tenure of up to 24 months, without the risk of parting with your valuable assets. Loan application journey is completely digital and can be completed in a few simple steps. Repayments are made easy as customers can make small daily contributions towards their loan repayment.
Loans are offered by our lending partners who are RBI-regulated entities, authorized to offer credit products.

Following are some details about the loan offerings:
Minimum Tenure: 3 months
Maximum Tenure: 24 months
Maximum rate of interest charged: 30% flat per annum

Example for total cost of the loan, including the principal and all applicable fees:
Principal loan amount: Rs. 15,000
Flat Interest Rate: 18% p.a.
Processing Fees: 2%
Tenure: 3 months
then,
Total interest amount payable: Rs. 675
Total processing fee amount payable: Rs. 300
Total cost to the user: Rs. 15,975

Our RBI registered NBFCs partners
- Innofin Solutions Pvt Ltd
- Aditya Birla Capital Ltd
- PayU Finance India Private Limited

Link to our privacy policy: https://www.phonepe.com/privacy-policy/