Merchant Pay is a modern, contact-less payment system for merchants and consumers available on web, mobile and desktop. We are re-imagining the entire payment processing industry, reshaping how people pay for goods by offering a faster and cheaper way to pay with a unique experience. It is built by a merchant, for merchants.

FEATURES:
Contact-less Payment: Accept payment from our/your cardholders using scan feature. It’s faster and more convenient than regular Point of sale terminals.

Bills Payment: Merchants can make bills payment, like cable, utility, data and airtime.

Transfer: Merchants perform inter-bank transfer to Nigerian bank accounts from the Merchant Pay platforms.

Discounts: Merchants can offer discounts to their users at the point of purchase or on select items.

Transaction history: Merchants can view and manage transaction history and print receipts.

BENEFITS:
Convenience – It takes less than 10 seconds that process payment; accept payment same way you’d register a product. Our system increases efficiency for the merchant and provides seamless experience for the customers. The usual POS Card payment takes roughly 1 – 2 minutes to process.

Zero Charges – Most payment companies charges 1.5% + 100 per transaction at N2000 caps. We charge nothing per transactions. You earn 100% your sales. Instant Settlement – Unlike conventional Point of sale or payment systems that take T+1 day to process settlements, merchants get paid to their bank accounts instantly.

Branding – The Merchant Pay Card offers a unique branding opportunity for merchants. Merchants can issue branded cards to their customers, which they can use in shopping at other merchant points. It’s like carry their favorite merchant everywhere they go. Merchants get up to 1000 free cards for their customers.

Rewards – Merchant Pay allows merchants to truly reward their customers with discounts and cash-backs directly from their dashboard. As a merchant, your users can get up to N100,000 worth of reward points from us which they can use in shopping for goods in your outlet.

Credit – Customers/cardholders can buy goods from your outlets on credit (up to 250,000) without risk to you. That is, your customer shop, we pay.