Megha Cash - Personal Loan is dedicated to providing you the best of Loan services, with a focus on dependability. Financial services.
We're working to turn our passion for loan services into a booming online application. We hope you enjoy our products as much as we enjoy offering them to you.

Personal Loan
Example:
Loan Amount: ₹50,000
Tenure: 12 months
Interest Rate: 22% (on reducing principal balance interest calculation)
EMI: ₹4,680
Total Interest Payable: ₹4,680 x 12 months - ₹50,000 Principal = ₹6,160
Processing Fees (incl. GST): ₹1,475
Disbursed Amount: ₹50,000 - ₹1,475 = ₹48,525
Total Amount Payable: ₹4,680 x 12 months = ₹56,160
Total Cost of the Loan = Interest Amount + Processing Fees = ₹6,160 + ₹1,475 = ₹7,635

● Annual Percentage Rate (APR) – 30.42%
● Minimum Repayment Tenure: 3 months
● Maximum Repayment Tenure: 12 months
Transparency: Our online loans are from RBI-certified NBFCs/banks, which are guaranteed to be transparent. They are:
1) PayU Finance India Pvt. Ltd