TalaUchumi Loan repayment
- To repay, either use M-Pesa on the App or our paybill number and provide the phone number you registered with as the account.
- Loan repayments are made via M-Pesa and are applied instantly.
- You may repay your loan before the due date and in instalments of any amount.
- Excess payments will be automatically applied to your future loan requests.
- You can request another loan immediately you settle the current one.

Talauchumi Loan Data Privacy
For us to generate your credit score automatically, Talauchumi do not collect your Location, Call Log and SMS from your device.

Details
Tenure: 90 days to 180 days
Loan Amount: from KES 1000 to KES 10,000.
Maximum APR is 35%

For example, for a loan processed with a principal amount of 10,000, a 90 - day loan payment term and an interest of 7%. The total interest charges would be Ksh.700, the total amount due would be Ksh.10,700
i.e. ((7/100) x 10,000) +10,000=10,700