5paisa Loans – The Preferred P2P Lending Platform

5paisa P2P Limited is India's premium peer-to-peer lending platform for investors, which connects verified creditworthy borrowers & lenders. It is a subsidiary of 5paisa Capital Limited, India’s fastest growing online discount broker.
We offer customized loan products and alternate investment options where the lender earns above-average market return on the investment and the borrower gets a loan at a very competitive interest rate.

Take Loan – Apply for personal loan with 5paisa Loans!

5paisa P2P Limited offers:
✔️ Quick, Secured and completely online process
✔️ Collateral free borrowing at affordable interest rates
✔️ Minimal processing fee applicable
✔️ Foreclosure charges waived off

Eligibility for taking a loan: Here’s all you need
✔️ Resident of India
✔️ At least 21 years old
✔️ Monthly income of at least 20,000
✔️ Income proof
✔️ PAN Card
✔️ Valid Id and Address proof
✔️ Valid Bank account

Loan Procedure (How to take a loan?):

1. Register online
2. Verify: Submit necessary documents online to get your identity and credibility verified.
3. Accept loan agreement: Easily find lenders as per your credit profile and accept the loan agreement to receive the desired amount of your personal loan.

4. Receive Loan in less than 24 hours.

Give Loan – Lend Online and Invest

5paisa P2P India’s highly trusted peer to peer lending platform. We assure security and offer complete transparency. Here’s why you should lend through 5paisa P2P:
✔️ RBI certified NBFC
✔️ High returns on investment
✔️ Fixed monthly Income
✔️ Creditworthy borrowers
✔️ Completely online process

Eligibility for giving a loan:
You need to fulfil the following criteria to become a lender:
✔️ Resident of India
✔️ At least 18 years old
✔️ PAN card
✔️ Valid id and address proof
✔️ Valid bank account holder

Loan Procedure (How to lend?):

1. Registration – Create your account and register in 5 easy steps.
2. Verify - Simply fill in your personal and bank details
3. Add money to your escrow A/c
4. Upload your documents
5. Access your account

Lending Process at 5paisa Loans –
5paisa Loans provide simple and hassle-free lending process.
1. Register as a lender – Registration process is completely free at 5paisa. Create an ‘Investor Account’ by filling in a simple online form, along with uploading the required documents.
2. Transfer funds to your escrow account
3. Select borrower of your choice – Browse through list of active borrowers listed after a stringent credit underwriting process and their detailed profiles, choose the borrower available as per approved loan amount, interest rate, tenure.
4. Loan Disbursal – Once the loan agreement is accepted by the borrower,
5. Receive monthly repayments – as per the schedule mentioned in the loan agreement you will receive EMI for repayments directly into your bank account
6. Loan closure – Upon repayment of principle and interest is complete the loan is closed for that borrower


Below mentioned are the list of acceptable documents:
For Lender:
✔️ Cancelled cheque
✔️ PAN card & Aadhaar card

For Borrower:
✔️ 3 months’ salary slip
✔️ 6 months bank statement
✔️ PAN card & Aadhaar card

Security & Privacy:
We at 5paisa P2P guarantee 100% transaction security and you may stay assured that all the information provided by you is kept confidential and not shared with any third party. Click here to know more about our security policy https://www.5paisaloans.com/privacy-policy

Customer Support
For any assistance, you can call us on +91 8976789767 or send an email to [email protected]
For further details, visit our website - https://www.5paisaloans.com

APR Range: 10% - 30% p.a.
Minimum & Maximum Repayment Period: 3 months to 36 months
Processing Fees: in the range of 2.5%*
Representative Example:
Loan Amount Rs.100,000, tenure chosen 12 months, APR – 10%, EMI – Rs.8,792, Interest – Rs.5,499, Total Amount Payable would be – Rs.105,499*. (This amount is variable*)