Finnable is one of the fastest-growing instant personal loan apps for salaried professionals with presence in more than 60 cities. As a fintech NBFC licensed by RBI, our mission is to make personal loans available in less than 30 minutes. Avail online personal loans starting from ₹50000 to ₹ 10,00,000, as per your approved credit. Once approved, the amount gets directly transferred into your bank account within minutes.

Features of Finnable Personal Loan App:
Finnable is a user-friendly instant personal loan app offering useful features, that includes.

✅Personal Loan with Low Credit Score: Our personal loan app helps those who have a low credit score avail personal loans without any hassles.

✅ 100% Digital: Finnable saves the hassle of producing and maintaining different paperwork as the entire process is 100% digital.

✅ Flexible EMI: The personal loan app gives the flexibility to choose an EMI that clients feel is the best option for them.

✅ No Hidden Charges: One of the key highlights that makes Finnable the best loan app as is its transparent processes. There are no hidden charges whatsoever.

✅ No Collateral required: This is one of the few online loan apps that can be used to apply for and avail personal loans without having to produce any collateral.

✅ Example:
Personal Loan - ₹1,00,000
Interest rate - 16%*(on a reducing balance basis)
Repayment Tenure - 12 months
processing fee of 3% + GST
Final processing fee - ₹3,000 + ₹540
Total personal loan amount - ₹1,03,540
Amount disbursed - ₹1,00,000
Monthly EMI = ₹9,394
Total interest = ₹9,191
APR – 21.97%
Total Repayment amount - ₹1,12,731

*These numbers are for representation and the final interest rate/fees may vary from one borrower to another depending on his/her credit assessment.
Moreover, Finnable is an instant paperless personal loan app, meaning you can apply for and get a personal loan without worrying about excessive documentation.

Minimum period for repayment - 6 months
Maximum period for repayment - 60 months
Maximum Annual Percentage Rate (APR) - 27.6%

Eligibility: Personal Loan for Salaried

Finnable is considered the best loan app for salaried people because of these minimal eligibility conditions:

✅ The personal loan borrower should be an Indian resident
✅ The net in-hand salary of the personal loan borrower has to be ₹25k and above in metros or ₹15k and above in tier 2 and other cities
✅ He/she should be employed full-time in a private or government sector job
✅ The personal loan borrower should have worked for more than six months and receives salary in a bank account
✅ Must have 1 month salary receipts
✅ Must have Aadhaar & Pan card

Responsible Lending - Finnable instant personal loan app has partnered with RBI-regulated NBFCs/Financial Institutions. Our policies and services are fully regulated and legally compliant.

Our Lending partners
Finnable Credit Private Limited
DMI Finance Pvt Ltd

Security & Privacy Policy
Finnable ensures the safety of its customers via standard security. In simple terms, we do not share personal information with third-party apps. Our personal loan app requires the following permissions to function optimally:

SMS - Your SMS data is used to improve the App functionality, Fraud prevention, Security, and Compliance

Location - Required to verify your current address for the personal loan application

Camera & Media Access - Required to enable uploading of documents like Aadhaar/PAN for your personal loan application

Read Device Info - Required to link your phone’s unique ID (IMEI) to your loan application for security reasons

Email: [email protected]