CRED is the only credit card app you will ever need for all your payments. You can use our app to scan & pay at stores or anyone via UPI, pay utility bills, credit card bills, monthly rent, & more. Not only this, check your credit score for free & improve it using the app. Get 100% cashback when using the app use CRED Coins to win exclusive rewards, amazing prizes, & offers.

Features Of CRED

✔ Pay via UPI: Scan & pay at merchants or pay anyone, no matter what app they're on with
✔ Pay Bills: Calculate, check & pay all your bills, including your electricity bill, utility bill, credit card bill, DTH bill mobile recharge, house & office rent, online. Get bill payment reminders & remember to pay your bills.
✔ Check Credit Score: You can now check your credit score on our app with just a few clicks & keep track of it. Get your credit report & improve your credit score
✔ Manage Credit Cards: Check all your credit information & manage all your credit cards without downloading multiple credit card apps.
✔ View Hidden Charges: Automatically detect hidden charges & get alerted on duplicate transactions.
✔ Get Spending Analysis: Keep track of where & how you use your credit card with an easy-to-read spending analysis chart.
✔ Shop Online: CRED Members can save money & get offers, discounts, or cashback on shopping online with Myntra, Swiggy, & other sites.
✔ Earn Rewards: Get credit card offers & win rewards with CRED Coins.

Why Choose The CRED Online Payment App?

-Pay bills for multiple credit cards with ease
-Scan & pay at merchants or pay anyone via CRED UPI. Earn rewards and cashback.
-Check your bank balance & CIBIL score (Credit Score) & track your credit score report
-Refer the CRED app to your friends & earn cashback
-Create & manage multiple accounts with instant payment options
-Track your spending with interactive charts
-Pay & manage all utility bill repayments, credit card bills, house rent, education fees, electricity bills, mobile recharge, loan EMIs
-Get exciting offers & discounts on brands like Myntra, Swiggy, Cult Live.

Bills You Can Pay Using The CRED Bill Payment App

Rent: Pay your house rent, maintenance, office rental, security deposit, brokerage, etc.
Education: College fees, school fees, tuition fees, etc.
Telecom Bills: Mobile recharge, mobile postpaid, DTH, broadband, landline, cable TV, etc.
Utility Bills: Electricity bills, LPG cylinder, piped gas, water bill, municipal tax, etc
Other Bills: Fastag recharge, insurance premium, loan repayment, etc.

What is Credit Score?

→ It doesn't matter if you have an SBI credit card, IDFC, ICICI or HDFC credit card; you can check your credit score on CRED
→ Each credit score has a different scale
→ A score of 700+ on CRIF & Experian is considered to be good
→ A higher credit score is an indicator of good financial behavior

How To Check & Monitor Credit Score Using CRED?

→ Signup CRED with your full name & mobile number, get your first credit score result
→ Refresh your credit score every month

Credit Scores Shown On CRED

There are four credit bureaus in India - Experian, Equifax, CRIF & CIBIL. CRED can showcase your CRIF, Experian & Equifax credit scores & helps track these credit scores.

Credit Cards Supported on CRED

SBI, HDFC, Axis, Kotak, Standard Chartered, Yes Bank, HSBC, IndusInd, RBL, Bank of Baroda, Kotak Mahindra, Bank of India, all VISA, MasterCard, American Express & Discover credit cards.

Lending Partners On CRED

IDFC First Bank Limited, Crédit Saison - Kisetsu Saison Finance (India) Private Limited, Liquiloans - NDX P2P Private Limited, Vivriti Capital Pvt Ltd, DBS Bank India Limited, Parfait Finance & Investments Pvt. Ltd.

Contact Us

Have things on your mind? Don't keep it to yourself. Contact us at [email protected].

Pay anyone via UPI, clear all your bills, improve your credit score & earn rewards with CRED. Download Now.