Dr Cash is a mobile based Instant Personal Loan Platform. Users can apply for a Short-Term Personal Loan of up to Rs 50,000 anytime from anywhere.
The application process is completely digital, and once approved, the funds are transferred immediately to your bank account.
Dr Cash provide loans to salaries as well as self-employed. We want to make Credit facility accessible to all Indians.


Amount, Tenure, Fees & Charges
Loan Amount: from ₹ 2,000 to 50,000.
Tenure: 91+ days (minimum period, including renewal period), up to 180 days (maximum period, including renewal period)
Maximum Annual Interest Rate: 35.04 % per annum.
EMI calculation Example
If loan amount is ₹50,000 & interest is 35.04% per annum; and loan is to be repaid over 6 EMIs (180 days ), then overall interest payable is ₹8,640 only. The EMI per month would be ₹9,773 only.
Interest Calculation
loan amount is ₹50,000,
Loan term 6 Months (180 days),
ROI 35.04% per annum,
Interest Payable = ₹ 50,000*35.04%/365*180 = ₹8,640,
Equated Monthly EMI ₹9,773.33 per month for 6 months,
Total amount repaid =₹50,000+ ₹8,640 = ₹58,640.
Fee:
Technology/Platform fee on the loan is: ₹300
One Time on boarding fee: ₹120
Tax on the Technology/Platform fee (GST at 18%) = ₹300 * 18% = ₹54
Tax on One Time On boarding fee (GST at 18%) = ₹120 * 18% = ₹21.6
Total Cost of the Loan(with all taxes):
Total cost of the loan: ₹8,640 + ₹300 + ₹120 + ₹54 + ₹21.6 = ₹9,135.60
APR % = 37.05% (=₹ 50,000/₹9,135.60*365/180)
Users will be charged a late payment penalty fees only when users delay their scheduled payment.
Dr Cash, delivers the best customer experience, world-class product and services, Secure and safe engagement.


Why Dr Cash?
- Apply anytime from anywhere.
- All Indian citizens from anywhere across India are eligible.
- Customers with low or no credit history are eligible.
- Decision is made instantly.
- When approved, sanctioned amount is credited to your bank account immediately.
- Convenience of automatic repayment along with other payment modes.
- No pre-payment penalty if loan is repaid before due date.
- 24*7, process of loan, so that you can avail loans even on holidays


What kind of documents need to apply for Dr Cash loan?
All we need from you are:
- A Selfie
- Your PAN card details
- One government ID
- Address proof


How does Dr Cash works?
- Install Dr Cash app from Google Play Store.
- Register yourself via your mobile.
- Fill in the information and upload relevant documents
- E-sign the agreement.
- Get money on approval.


Which States does Dr Cash service?
We provide Personal loan in PAN India.


Who can apply for a loan?
• All Indian nationals residing in India
• Anyone with an Android phone and a working internet connection
• Anyone above 18 years of age
• Valid bank account and PAN card


Security:
Our process are highly compliant with industry standard security protocols. Data is transported over secured HTTPS connections. All transactions are secured via a 256-bit SSL encryption. We do not share your data without your consent.


Contact Us:
Customer Service Email: [email protected]
Address: 805B, Plot no A-42/6, Sector 62, Noida (UP)