LendingKart is a RBI-registered NBFC which provides loans to MSME businesses in 4000+ cities and towns in India.

Our mission is to fund the big dreams of small businesses and entrepreneurs. Our customer-focused processes make loan application process and loan sanction really fast and same day loan disbursement in customer account makes us one of the preferred loan providers in the industry. Our dedicated customer service team helps customers in any post-disbursal doubts related to EMIs, loan repayment and prepayment processes.

You can get a working capital loan between Rs. 1 Lac and 1 Cr(based on your business turnover) with minimal documentation and no collateral. With our innovative products, we have helped more than 2.5 Lac loans disbursed across 4000+ cities and towns.

Why choose LendingKart?

- 100% digital loan processing without collateral
- Availability anywhere and anytime
- A fair interest rate ranging between 1-2%/month for MSME loans, depending on your credit profile
- We offer a range of flexible repayment options from 6-36 months
- Fast turn-around and disbursements
- Loans with extended terms
- There are no hidden fees
- Flexibility in repayment

The loan products you can find on the LendingKart app are:

Business Loan: All business owners rely on LendingKart for customized business loans. We eliminate human interaction and speed up the entire borrowing process by providing a fast & efficient online interface.

MSME Loan: MSME business loans are available from LendingKart, which can be approved online, enabling companies to obtain financing quickly. Additionally, the company's products can be customized, making them well suited to today's highly competitive business environment.

Personal Loans :
Personal loan allows you to borrow a lump sum of money to pay for a variety of expenses and then repay those funds in regular payments, or installments, over a period of time

Gold Loans
Gold loan is loan product which Lendingkart provides in partnership with NBFCs like Fincare small finance bank, where loan fulfillment is done by our partners. Gold loan is taken by pledging gold articles (within a range of 18-24 carats) as collateral. The loan amount provided is a certain percentage of the gold, typically upto 80%, based on the current market value and quality of gold.

LendingKart supports you in every possible way with below other loans:

Line of Credit Loans
Term Loan
Merchant Cash Advance
Inventory Financing
Franchise Finance
Corporate Loans
Letter of Credit
Short Term Loans
Commercial Loan for Small Business

Other sectors that LendingKart lends to are:

E-commerce sellers: LendingKart provides lending solutions that cater to the needs of businesses, from stocking inventory to creating new products.

Restaurants & Delivery Outlets: The services we provide include everything from setting up new outlets, constructing a base kitchen to financing working capital for restaurants.

Retailers: A lender can obtain a loan from us to meet specific retail needs, such as inventory, seasonal sales demands, or customer credit.

Startups: To fuel their growth, startups often require capital without dilution of equity ownership, which is what LendingKart offers.

In addition to the above, we also offer loans to businesses in popular sectors such as retail, bakery, hotel, transportation, cold storage, petrol pumps, machinery, manufacturers, schools, professional firms (doctors, CAs), etc.

Features of the app include:
Easy access to loan data and download of relevant documents
A simple and convenient way to pay off loans
Offering auto loan top-ups & additional loan requests
Ticket your loan issues and queries to our customer support

Note: Before disbursement, LendingKart does not charge processing fees. We will not entertain claims to the contrary. To report such activity, please call 1800-572-0202 or email us at [email protected]. Visit https://www.lendingkart.com for more information or download the app.