This application was designed to be able to help the user when negotiating the purchase of your new vehicle.
What has different, even from other existing software?
The system calculates the closest possible value of the real part * because it includes fees in installment.
The fees charged on any financing are:
TAC - Opening Credit Rate
IOF - Tax on Financial Operations (CDC)
ISS - Services Tax (Leasing)
PIS - Social Integration Program (CDC and Leasing)
How It Works Software?
Operation for the calculation is simple, just fill in the following fields:
Total value of vehicle
Input value
Interest rate charged
TAC - Varies averaged R $ 650,00 to 850,00 (consult your dealer).
* Values may deviate upward or downward from cents to some £, 1-3, due to charges as billet and / or administrative fees of the Administrator.
The IOF ** and PIS are already included in the calculation of the CDC, but can be changed in the settings.
*** The ISS and PIS are already included in the calculation of Leasing, but can be changed in the settings.
CET **** - Total Cost effective - is the actual% charged in the plot, including interest on loans with 0 (ZERO), it will always focus on the% share of PIS, IOF (CDC) and ISS (Leasing).