The tulip app: Artificial Intelligence for Healthy Financial Habits. Our AI-driven digital coaching application is designed to help users comprehend and improve their financial habits. Utilizing secure and intuitive technology, the AI is designed to assist individuals in optimizing their financial well-being and guiding them toward healthy and responsible financial practices in real-time. It operates based on individual financial patterns and attitudes regarding money. Based on a model of absolute impartiality and confidentiality, the tulip coach offers personalized advice and recommendations, promoting the achievement of long-term financial goals with confidence and in a secure environment.