Paghiram VIP, a premium financial service platform licensed by the SEC in the Philippines, offers secure and efficient cash loan services via mobile phone application. It can meet/satisfy the funding whenever and wherever you need conveniently and quickly. The fund arrives at your account easily just clicking your phone screen.

Features:
• Filipino citizens over the aged of 18
• Have at least 1 government-issued ID card
3. Have a valid mobile phone number
4. Have a stable income

Loan Information:
Loan amount: PHP 2,000.00 - PHP 20,000.00
Loan term: 96 days (shortest, including renewal time) - 365 days (longest, including renewal time)
Maximum APR: 24%
Fees:
Service fee: Minimum 10%, Maximum 20%
Channel fee: Charge by third party
Transaction Fee: 0
For Example:
360-days(12 months) loan with interest rate of 24%, and principal amount is PHP 5,000
Total Interest fee: PHP 5,000*24%= PHP 1,200
Service fee 10%: PHP5,000*10%= PHP 500
Total repayment : PHP 1,200+PHP500+PHP 5,000=PHP 6,700
Monthly repayment: PHP 6,700/12=PHP 558.34

Requirements:
1) A Phone number in use
2) Valid government ID
3) Stable income
4) Age between 18-49 years old

How to apply a loan?
1) Install Paghiram VIP and register with your own phone number.
2) Fill out peso loan application form.
3) Wait for cash loan approval.
4) Claim your personal loan.

How to repay your cash loan?
1)M Lhuillier:Visit M Lhuillier and fill the repay form.
2)7-Eleven: Go to 7-Eleven and repay via CLiQQ machine or CLiQQ app.
3)GCash,Coins: Open app, click Pay Bills to access Loans option to repay.
4)Bank: Deposit money to our corporate bank account given in the app