With humm you can live interest free forever.

You can apply for two amounts:
- up to $2,000 for buying 'Little things' – regular, everyday items
- up to $30,000 for buying 'Big things' – depending where you're shopping.

It's easy to know if you can humm. Just:
- Be 18 or over
- Have a debit or credit card
- Be an Australian permanent resident

Have one of the following official ID:
- Australian driver licence
- Australian passport
- Medicare card

A few important facts:
- The humm App is free to use but an internet connection is required and normal data charges apply
- Downloading and using this App is subject to humm Terms of use