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Instant Personal Loan App Online Loan -Kredit Loan
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Instant Personal Loan App Online Loan -Kredit Loan
Instant Personal Loan App Online Loan -Kredit Loan

Instant Personal Loan App Online Loan -Kredit Loan

Instant personal loan app Online apply loan Less info for get loan

Developer: Kredit Loan App
App Size: 9.4M
Price: Free
4.3
2,878 Ratings
Size:
9.4M
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Get safe, fair, convenient and affordable online loans through Kredit Loan, India's personal loan application. You can use loans with zero collateral and minimal documentation, and the process is completely online. Kredit Loan is a technology intermediary that facilitates personal loans from NBFC to customers.

Loan amount: from ₹4,000 to ₹25,000
Low interest rate: annual interest rate as high as APR: 36%, as low as 12%
Loan period: 91 days (the shortest, including the renewal period)-3 years (the longest, including the renewal period)
Handling fee: 2% of the loan amount

For example, if the loan amount is 5,000 rupees, the annualized interest rate is 30% and the term is 91 days.
The total interest payable is: ₹5,000*30%/360*91=₹379
The handling fee payable is: ₹5,000*2%=₹100
The total debt is: ₹5,000+₹100+₹379=₹5479
The monthly repayment amount is: ₹5,479/3=₹1,826.3


Who is eligible for a loan?
1. Residents of India
2.21-45 years old
3. Source of monthly income
4. Have an active bank account

How does Kredit loan work?
1. Install the Kredit loan app from the Play Store
2. Register yourself with your phone number
3. Fill in your information and submit the application
4. Choose the product you want to apply for
5. Review and confirm the loan agreement
6. The final application result will be displayed in the APP. If approved, you will receive an SMS notification.
7. The approved loan amount will be paid in the account and SMS notification will be sent.

Privacy agreement and permission

1. The application requires SMS permission
This is an important part of the user loan process. The app only checks financial transaction text messages when needed, including the name of the transaction party, transaction description and amount. We will not read, access or obtain any personal information of users. Obtaining SMS permission is a necessary condition for risk analysis. This allows us to test reliable reference materials to assess the risk profile and determine the user’s loan eligibility. This will speed up the loan approval process and enable us to provide better services.

2. Location collection
We collect and monitor information about the location of your equipment to provide serviceability for loan applications. At the same time, we provide users with products that match their region based on geographic location, reduce the risks associated with your loan application, and provide pre-approved custom loan discounts. This also helps us verify addresses, make better credit risk decisions and speed up the “know your customer” (KYC) process.

We will encrypt your data to protect your privacy!


Customer Service Email: [email protected]
Service time: Monday to Friday 9:30 am-18:30pm
Address: No. 11, Lane 11, Rajaram patil nagar, near Zolo Horozon, Keradi, Pune, India, 411414
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More Information about: Instant Personal Loan App Online Loan -Kredit Loan
Price: Free
Version: 1.0.3
Size: 9.4M
Content Rating: Everyone
Developer: Kredit Loan App
Developer Apps:
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