Ekwacha is a digital financial service platform offering value added services to all financial institutions, operators and customers in emerging economies. It is a scalable solution that follows the branchless banking paradigm. It extends the reach of merchants in the market with low fix-costs footprint.

We have developed Ekwacha so that all people anywhere no matter what their geographical location, literacy or income level can conveniently access digital financial services, thus making it truly universal.

Ekwacha manages real-time payments across multiple channels. The Ekwacha platform makes financial services accessible through:
- Web browsers
- Smartphone/tablets
- ATM Machine & Kiosks
- OEM Integration

Ekwacha offers an agent-based electronic voucher (top-up) distribution and bill payment service that is connected to a network of third party collector companies (Banks, microfinance, supermarkets, petrol stations, etc). It enables customers to purchase services and pay for bills at their preferred and trusted agent by building up a vast network of agents across the country (neighborhood agents).