With the Smavesto app, digital investment is straightforward, smart and convenient! Pay in monthly or create one-time money - Smavesto independently manages your individual securities deposit optimally. From security-oriented to speculative you can design your depot individually according to your personal investment risk. Accordingly, Smavesto will put together the most suitable securities account for you.

Now you can sit back and relax, because now Smavesto provides the right course in the investment universe: Using artificial intelligence, the Smavesto team oversees your investment and reacts to market developments. Smavesto gives you regular information about the current state of your investment - you do not have to worry about anything. For anyone who wants to spend their money comfortably and without much effort for themselves, the Smart Digital Asset Management Smavesto is the ideal solution.

Smavesto selects from a "pool" of numerous exchange-traded funds (ETFs) and exchange-traded commodities (ETCs) for your individual securities portfolio. This investment universe consists of approximately 100,000 ETFs and ETCs. It is compiled according to defined criteria (in particular costs) with the help of a mathematical model of Smavesto experts, selected from the entire range of these securities products on the market, and is reviewed regularly.

In addition to your personal risk attitude, each Smavesto investor can define ancillary conditions for the composition of his portfolio such as sustainability, foreign currency and emerging markets. These combinations create over two hundred portfolio constructions currently available to smart investors. After all, your personal portfolio is composed of an average of 5 - maximum 7 - ETFs and ETCs, optimally selected according to your individual details and wishes.

The portfolio is constantly updated by Smavesto, and your Digital Asset Manager follows the results of the current market analysis. For each of these reallocations, Smavesto selects the most suitable portfolio for you from the comprehensive investment universe and adjusts your portfolio accordingly. Of course, your Digital Asset Manager always takes into account your stated risk appetite and the collateral conditions you have selected for your investment.

Also, the investment amount can be set individually and also be redesigned - from small money to large sums. A deposit opening is possible from a monthly savings amount of 50 euros or a one-time investment of 1,000 euros. For deposits and withdrawals you pay with Smavesto no fees.

With the exclusive Smavesto app, you can keep an eye on everything mobile and can easily manage your depot:
- Asset overview: Current balance, performance and depot composition shown in understandable graphics
- Make transactions: Mtl. Adjust the amount invested, pay in or out money or activate / deactivate savings plans
- Clear transaction history incl. Processing status
- View documents: Chronological list of all Smavesto documents
- Edit personal profile
- Use Touch ID for login

Smavesto is a subsidiary of Sparkasse Bremen - where decades of experience and concentrated expert knowledge come together to form a new, smart kind of digital investment. With your digital asset management you are in good hands: Smavesto - so you can make more money out of your money!