Finogram Technologies is tech driven fintech company pioneering for the cause of financial inclusion livelihood development of unbanked masses. We have Provide Basic Banking Facilities in villages and served million underprivileged and unbanked families by like AEPS, DMT, BBPS, LOAN, EMI, PAYMENT and other services.

Banking Service Secure banking with safe transactions

The advent of smart technology has revolutionised the way the world functions and does payments. Smart technology is being used in all sectors such as fashion, utilities as well as banking. The best things about this technology are the convenience to transact from the comfort of nearest Shop, at any time of the day. It is only obvious that such a technology would get popular with time and reach a large population.

Such popularity also means the online banking system is constantly prone to phishing attacks and frauds. The frauds come up with inventive ways to steal sensitive information and access your banking information. While most transactions are safe, citizens must know about secure banking.

Finogram Technologies uses Secure Electronic Transaction (SET) as well as biometric-based Aadhar Enabled Payment System (AEPS). AEPS is a bank-led model which allows online interoperable financial transaction at PoS (Point of Sale / Micro ATM) through the Business Correspondent (BC)/Bank Mitra of any bank using the Aadhaar authentication.

Biometric identification methods are automated and provide fast and accurate customer authentication. Since biometric systems can provide optimal identification accuracy and security, this technology is used in the banking sector for secure and safe banking. It is a reliable tool, as it can eliminate loopholes of a banking system that the frauds use and has the versatility to secure all financial transactions such as branch banking, internet banking, mobile banking, and ATM networks. Adopting biometrics for customer identification in a banking system secures transactions and brings numerous benefits and Finogram Technologies uses it proudly.

Adopting a biometric system at POS or in micro ATMs or even in bank branches can provide a convenient way for banks to quickly and accurately authorize customer identities. When customers transact through AEPS they have to authenticate their account using a fingerprint. The fingerprint gets matched with the customer’s existing biometric as per their Aadhar card. After successful authentication, the customer is allowed to move forward with their banking transactions. This not only helps in secure banking but also helps in maintaining a statement of every transaction and can prevent fraudulent activity.

Biometric identification is fully automated and provides faster and more accurate identification, therefore implementing biometrics in banking. It is much more secure than PINs which are traditionally required to perform a transaction.
AEPS using biometrics is also used for online banking by Finogram retailers. It can be used bill payments and recharges are also possible using this service. Since biometrics are unique for every individual and cannot be easily forged, they will protect customer information from being compromised by fraudsters.

Hassle-free cash management services

Finogram Technologies provides Cash Management Services to the day-to-day administration of managing cash inflows and outflows to many businesses. Because of the multitude of cash transactions on a daily basis, they must be managed. We provide a cash withdraw service finogram retailer and then provide Money Transfer Service

Finogram is one of the leading Cash Management Service provider which handles cash processing to cash-in-transit, from cards to ATM network management, retail management and managed services. We manage the entire flow and management of money for many retail outlets.

Finogram has the capacity to handle home banking services we also take care of individual cash deliveries for all leading banks.