Credit cards haven't changed much for over half a century so our team of seasoned bankers, technologists and designers set out to redefine the credit card for YOU - the consumer. OneCard is reimagined and Redesigned from the old boring plastic cards to New Metal OneCard. We are the Millennials and for the Millennials. Start you second innings with #TeamMetal

The result is OneCard - a credit card re-imagined for the mobile generation.

Metal Credit Card with contactless features
Control all aspects of card from the powerful OneCard App
Among the lowest forex fees in the market @ just 1%
5X rewards on Top 2 spend categories each month
Instant issue and redemption of points from the app
No redemption fees or minimum threshold to redeem points
Get fractional points on spends - no rounding off and losing out
In App statement and quick access to statement pdf
Repayment using payment gateway within App through Debit Card, UPI and Net Banking
3D Secure transaction using swipe2Pay feature in place of OTP
Customer Service Management channels- Chatbot, Email and Calls through in App
Why OneCard?
It's METAL
Zero joining and annual fees. No hidden fees either!
5X Reward Points on Top 2 categories in a month
Powerful mobile app to control your card
We built OneCard on the principles of simplicity, transparency & giving control back to the user. An experience that is secure and offers you peace of mind because the OneCard technology stack is
owned and managed entirely by us.
Manage all aspects of your credit card on-the-go using the powerful OneCard app.

The OneCard App
Track your available balance
Manage your credit limit
Transactions and spends analysis
Instant rewards redemption
Manage supplementary cards
View and download statements
Easily manage bill repayments
Use your virtual OneCard for all online
OneCard is a credit card offered by FPL Technologies in partnership with IDFC FIRST Bank.
The interest rates are among the lowest in the industry and will be determined as per your credit profile and our risk assessment.
You must be over 18 years of age and an Indian resident to be eligible for OneCard. OneCard is currently available on an invite-only basis, and approval is based on bureau and internal credit guidelines.