We provide hassle-free loans to all job profiles like teachers, software engineers, accountants, retail store employees, nurses and more who draw a minimum monthly salary of Rs.15,000.

Product Details
1.Loan amount: 10,000 INR to 2,00,000 INR
2.Minimum Repayment period: 62 days
3.Maximum Repayment period: 15 months
4.Maximum Annual Percentage Rate (APR): 22%

Example
A new low risk customer availing personal loan for salaried can avail a loan of ₹10,000 at an interest rate of 20%, processing fee of ₹354 for a period of 121 days and on-boarding fees of ₹350. This would translate to an APR 22%.

Interest Calculation
If loan amount is ₹10,000 & interest is 20% per annum and loan is to be repaid over 4 EMIs, then overall interest payable is ₹663 only. The EMI per month would be ₹2665.75 only. Total amount to repay will be ₹10,663 only.

Why Upwards - Instant Loans?
✔️ Quick approvals on loans
✔️ Loans amount from Rs 10,000 - Rs 2,00,000
✔️ Loan tenure ranges from 62 days - 15 months
✔️ No collateral required
✔️ Online EMI Calculator: Calculate EMI based on your loan amount, interest rate and loan tenure
✔️ Minimal Paperwork. Everything from the mobile app.
✔️ PAN, Bank Statement and Salary Slips are the only documents required.
✔️ Quick loan disbursal. Unlike banks, we disburse loans within 1 - 2 Days
✔️ Minimum foreclosure and prepayment charges
✔️ In-App Chat Support

Loan Approval Criteria:
- Income-to-Expense ratio
- Demographics (Age, Marital status, Education etc.)
- Professional experience (tenure with the employer, job stability, total work-ex etc.)
- CIBIL Score should be above 625
- Purpose of your loan and its authenticity

Your loan will be rejected if:
- You provide false information about your income and obligations
- Apply for an amount which you cannot afford and comfortably repay
- Mismatch of information provided by you on our app and during tele-verification
- Past EMI payment (Credit) history is not up to the mark.

(1) Bank Balance Check
Check Balance: All bank account balance inquiry app helps you check bank account balance anytime. With this one app, you can check the balance of all bank accounts.

(2) Insurance
We, Get Free Insurance, Loans And Credit a vibrant and dynamic leading non-life insurer, understand your insurance needs and offer a wide range of insurance products providing comprehensive coverage in respect of Property, Health, Travel, Vehicles, Personal Insurance etc.

Get Add-on covers for extra vehicle protection with your car insurance
· Calculate your insurance premium online with instant quotes
· Priority 24×7 Road Side Assistance with Road Side Assistance (RSA) add-on
· Instant Cashless approvals within 4 hours*

The application also lets you manage your finances like calculation of your EMI, loan transfer to Another Bank for Loans like Personal Loans, Business Loans, Home Loans, future planning with financial tools and premium calculators.

? Please do reach out to us on [email protected] for any other information.

We at Upwards are committed to serving you and will always strive to maintain the trust that you have placed in us! ?