Figure Pay is your all-in-one mobile banking app.

Pay $0 in fees. Figure Pay does not charge any fees for
 the FDIC-insured deposit account with $0 monthly fees 
and no minimums.1

Get “buy now, pay later” loans up to $2,500. Some customers will 
qualify instantly. If not, you can earn point-of-sale credit by making deposits 
for three consecutive months.

Deposit and transfer money seamlessly. Sending and receiving money from family and friends is just a few taps away with Figure Pay.

Earn rewards for purchases. Get rewarded when you shop at hundreds of retailers. Download the app to discover rewards at stores near you.

Get cash at over 55,000 in-network ATMs nationwide, with $0 ATM fees.23

FIGURE PAY FOR MERCHANTS

Merchants can use Figure Pay to accept payments for goods and services, transacting at a fraction of the cost.
80% savings on transaction fees - Fees are 0.5% (versus up to 3% with a credit card). With minimal processing fees, Figure Pay is a fraction of the cost of traditional platforms.

Instant settlement for payments - Money you earn goes into your Figure Pay account immediately, transactions are processed in real-time - no need to wait days.

Contactless payments - Protect both you and your customers with a completely touch-free payment platform.

Secure technology - Transact directly, reducing costs and friction in the process. Deposits in Figure Pay are eligible for FDIC insurance. Plaid technology is used to securely connect with external bank accounts.

No equipment to buy or manage - Merchants can use the seamless Figure Pay app as a terminal accepting payments from a phone or tablet, without adding any devices or hardware.