Easy Money Loan is an Instant Personal Online Cash Loan app. You can apply money online and get instant loan disbursed into your bank account. All loan-products approved by Microfinance Banking Business registered with CBN and communicated to users during online loan application. We make it easy and convenient for everyone to get loans anytime with no stress.

[Loan Product]
Loans amount: NGN1,500 to NGN80,000
Loans tenure: 3 months to 6 months.
Annual interest rate: 12% to 24%, the Maximum Annual Percentage Rate (APR) is 24%
Origination Fee: No
Transaction Fee: No
Rollover Charge: No

Example:
If you borrow NGN80,000, the monthly interest rate of 1.8% with a 6 month loan, the APR is 21.9%.
The interest and total amount calculation:
Loan amount: NGN 80,000
Interest: NGN 18,720=Loan principal×Monthly interest rate×Month=(80,000×1.8%×6)
Handling fee: 0 =Loan principal×Fees rate=(80,000×0)
(total repayment amount):NGN88,640=Loan principal+Interest+Fee
=(80,000+8,640+0)
Monthly repayment = total repayment/loan months
Monthly repayment =NGN88,640/6=NGN14,773.33

[How we are different]
1. Easy Money Loan offers flexible loan products
2. Only three steps to Your loan:
- Register
- Get Approval
- Disbursement to your bank account
3. Repay your loans in time or complete Increase Limit tasks to build your credit limit and reduce on interest rate.

[About Permission]
Easy Money Loan request SMS permissions for financial SMS which helps us identifying user's credit eligibility. Easy Money Loan don't collect, read or store user's personal SMS.
We only check financial transaction text messages when necessary.

[Data Security]
Your data are secured. All data are transferred over secured connections. Easy Money Loan promises that never share customer's information to anyone without consent.

[Contact Us]
Service Email: [email protected]