KoinWorks facilitates financial management and business capital loans for MSME owners with cash loans, invoice financing, employee loans, etc, with easy submission, low interest, without credit card or collateral. Also, facilitates asset development through business funding, Gold Savings/Investments, Bonds, etc. One of the pioneers of P2P Lending fintech in Indonesia, registered and supervised by OJK.

• Providing various solutions & financial reports.
• Registered at OJK, registration number: S.87/MS.72/2020, February 10, 2020.
• ISO 27001 certification for the financial aggregator services industry.

= GROW YOUR BUSINESS WITH KOINWORKS NEO =

KoinWorks NEO provides an easier, faster, more practical business financial management that can be activated in just 2 minutes, enjoy the following features:

NEO Card
• Multiple virtual cards for multiple business needs
• Create a card in just 1 minute for your operational, digital marketing, employee benefits, or other needs
• Top-up instantly, up to IDR 100 Million per card
• Transact online with preferred merchants, domestic or international

Payment Link
• Start receiving payment from various methods: credit card, debit card, e-wallet, and many more
• Generate a payment link or download an invoice in 2 minutes
• Schedule recurring payments

Send Money
• Anytime, anywhere, send money to any bank with 0 charges
• High limit per transaction, realtime or scheduled

= CAPITAL LOANS FOR MSME BUSINESS =

• Non-bank online business loans up to 2 billion, low origination fees, start from 0.75% of the loan amount, low installment effective interest, starting from 9% per year through KOINBISNIS. Cash loan disbursement will be faster if your business's financial profile is healthy, so check your credit score first.
• Accelerate the disbursement of client invoices that are not yet due by up to 80% with invoice financing through KOININVOICE loans so that your cash flow is safe.
• Help your employees loan needs by paying early and fast salaries through KOINGAJI.

BENEFITS OF LOANS:
• Large business loan limit up to 2 Billion
• Low business loan interest
• Business loan tenor up to 24 months
• Affordable insurance costs

LOAN SIMULATION:
• Initial loan installments with interest: (Value/Tenor)xLoan ceiling
• (0.09/12)xIDR10 million = IDR75k
• Loan Amount+Interest: Loan ceiling+Interest
• IDR10 million + IDR75k = IDR10,075,000
• Monthly Installment: (Loan ceiling+Interest)/Tenor
• IDR10,075,000/12 = IDR839,583.33 per month
• Loan ceiling received after cost reduction: Loan ceiling - (Loan ceilingxOrigination) - (Admin) - (Insurance)
• IDR10 million - IDR75k - IDR150k - IDR10k = IDR9,765,000 including fees

= GOLD INVESTMENT & ASSET DEVELOPMENT =

• Long term profit with gold investment, Buy and sell gold from Antam and UBS online, starting from IDR 1,000 through KOINGOLD.
• Despite the gold investment, you can develop assets by funding MSME businesses, based on P2P lending, effective returns up to 18% per year, funding starts from IDR 100K and multiples through KOINP2P. KoinP2P is licensed and supervised by OJK, with letter number: KEP-125/D.05/2019 dated December 13, 2019.
• Join automatic P2P funding, utilizing Artificial Intelligence (AI), low risk, with 4%-14% p.a yield, starting from IDR 100K and multiples through KOINROBO.
• Development of assets with low risk by Securities (SBN)/ Government Bonds (SUN): buy SBR, Indonesian Government Bonds (ORI), and Retail & Savings Sukuk (sharia bonds) through KOINBOND.

BENEFITS:
• Modern gold & asset investment methods
• High funding Interest (return)
• Legally supervised by OJK
• With a small capital, you can start investing in gold and developing assets

PROVISION:
• KoinWorks similar to neobank
• KoinWorks NEO ≠ digital bank
• KoinP2P ≠ saham, forex
• KoinRobo ≠ deposito

CONTACT US:

WA: +6281703972888
Email: [email protected]
Address: Cyber 2 Building, 35th Floor Unit D-E
Jl. HR Rasuna Said, Blok X5 No 13 Kuningan, Setia Budi Jakarta Selatan