We’re expanding, so all features may not yet be available outside the UK. Check our website for more info.

Plum helps you save money and invest, even when you’re not thinking about it.

SAVE MORE MONEY
• Connect your bank so Plum can analyse and adapt to your spending
• Small amounts are automatically saved without leaving you short for what matters
• Money is set aside in your Plum account, where you can create savings Pockets with goals
• You control how much you save with Moods ranging from Shy to Beast Mode
• Make saving fun with Plum’s 52 Week Challenge or Rainy Days Rule
• Withdrawals are processed in 24hrs (typically under 5min)

EARN UP TO 0.40% AER ON YOUR SAVINGS
• The best rate is reserved for Plum Plus, Pro, and Ultra subscribers
• 0.25% AER available on Plum Basic
• Easy Access Interest Pockets are covered by the FSCS, and provided by Investec Bank

COMPARE BILLS & SWITCH SUPPLIERS
• Make sure you don’t get ripped-off on household bills, like gas / electric, broadband or insurance
• Plum will let you know if you're overpaying, and can switch you to a new supplier in seconds

SMART WITH SPENDING
• Give your money a health check with our Diagnostics tool to see where you could save more
• Use Money Maximiser to make your money work harder and get a real-time view of your budget
• Earn up to 7.5% cash back when you shop through our app (incl. Asos, eBay, Trainline, and Hotels.com)

INVEST FROM £1
• Get started in minutes to invest in a Stocks & Shares ISA today
• Plum investments can be fully automated and it’s quick to get started
• You can choose from our carefully selected range of funds
• Options like ‘Tech Giants’ or ‘Slow & Steady’ mean you can personalise your investment portfolio
• The funds are professionally managed portfolios containing a combination of many shares and bonds
• The theory is that by diversifying, if one company in the portfolio performs badly it should only affect a small part of your overall investment
• You decide how you want to split your deposits between investments and your savings
• Plum investments are designed to be intuitive with transparent fees*
As with all investments, your capital is at risk.

GET READY FOR RETIREMENT
• Consolidate all your existing pensions in one app with a Plum SIPP
• Invest your pension savings into a risk managed fund (based on your age and target retirement date) or choose from a range of diversified global funds.
• There are no subscription charges for a Plum SIPP, though product provider and fund management fees still apply†
• Get tax relief on your contributions

OUR TECH KEEPS YOU SAFE
• We support biometric security (face & fingerprint ID)
• Any sensitive data we hold is stored using symmetric cryptography (AES)
• We use 256-bit TLS encryption to communicate with our servers

WE’RE HERE WHEN YOU NEED US
• Our customer support team are available 7 days a week

WE PRIORITISE YOUR PRIVACY
• We never share your data with third parties without your consent

Plum is a trading name of Plum Fintech Ltd. Plum is registered with the Financial Conduct Authority (FRN: 836158). Investment services are provided by Saveable Ltd. which is also authorised and regulated by the FCA (FRN: 574048).

*Here’s a detailed breakdown of our investment fees:
• From £1.00 per month subscription fee for Plum Plus (first month free)
• 0.48% annual average fund management and provider fee‡
• No hidden transaction or trading costs
• No withdrawal fees or limits

‡ This includes a fund management fee of 0.15% which goes to our technological partner, as well as a 0.06%–0.90% fund provider fee, depending on the specific investment fund(s) you choose.

† The product provider fee is 0.45% per year and the average annual fund management fee is 0.25%, depending on the fund(s) you choose for your SIPP.

For investments and pensions, all fund management and provider fees are charged annually, billed monthly and immediately reflected in your portfolio.